4 The easy answer is: If you are in a flood zone and have a mortgage your lender will insist on it. But, how do they know you’re in the flood zone? Better question yet, are you really in it? When I initially started writing about this I thought this won’t apply to any of my readers. Turns out there are actually 5.3 homes in the US with flood coverage. Who knew? Approximately $14,000.00 is what we’ve paid over the last 8 years for FEMA flood insurance. We were the unlucky ones that had their property redrawn into the flood zone […]