After 18 years of cellphone ownership I finally did it: I broke mine. Well not so much broke it but more like drowned it; took a swim with it. It didn’t take it that well.
I tried the rice thing, hoping it would suck the moisture out and it would miraculously turn back on. Alas, it didn’t. It was all done for, before I took it out of my pocket. My soaked in lake water pocket that is.
Now before I continue I have to disclaim, I used to be one that got what I wanted instead of what I really needed. In my defense I was making between 150K and 200K a year and had a fully funded emergency fund. Also, when I wanted something I would look for the right bargain and kept the luxury in moderation.
Those days are over. 2 years in retirement on a shoestring budget, now puts me squarely in the, what you need, not what you want, consumer category.
So a new phone it is, I just left our wireless provider’s site and put in an order for a new one. So many choices. Actually, in my case not that many. Our son will hopefully soon receive his Dexcom G5 glucose monitor to keep his Type 1 Diabetes in check and its software will only run on Apple devices. Lucky me, I get to choose an iPhone again.
Oh, still so many choices. Whatever device I choose, I can choose for monthly payments, Retail price or another 2-Year contract. Hmm, the monthly payment adds up to the retail price but, at retails prices all exceeding $500, I’m going with the new 2 year contract. We’ve been with our provider for over 6 years and have no complaints.
So what iPhone to choose? An iPhone 6s Plus which without a doubt won’t fit in any of my pockets (at least I won’t dive in the water with it again)? Starting price $299.99. That’s too costly and then there is the pocket thing. But it’s so big!!
The iPhone 6s then? Starting price $199.99, not cheap, but wait, 12 MP, with 16 GB at $199.99 I’ll be able to take 12 pictures before it’s full. I would have to get the 64 GB (at least) which now puts it at $299.99 again. But I really want it!!! Do I need it though?
My current(ly drowned) phone only has 16 GB and I manage. I have Dropbox installed and every night it faithfully uploads all of the day’s photos, so I can make room for more the next. I want more, but I really only need 16 GB. At $199.99 it’s still more than what I’m willing to pay. Oh, work again already you dang 5s! Why can’t you handle a little water (for only 15 minutes)?
Well look at that, the Apple iPhone SE. It looks identical to my 5s. Do I want a phone that looks exactly like the one I had for 2 years? Hmm, not really. This doesn’t come easy for me but it’s really all I need. Price for that one: $0.99! That’s right only 99 cents (That was until I checked out and found a $40 upgrade fee (seriously??) oh and taxes of course.
I’m pissed at myself for breaking my iPhone. What a waste. Still, I’m feeling a little victorious right now, picking the least charming, yet just as functional iPhone SE. Is it so big it won’t fit in my pockets? no. Does it have an A9 instead of A8 chip? No, but really, I just fried an A6 chip (for what it’s worth).
I fought temptation and didn’t get what I wanted, I got what I needed. Next time you buy something, get what you need, not what you want.
Now, if only I had made a backup of my old phone before I drowned it. Can’t win them all.
Good luck reaching your financial goals