retirement


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Looking on my calendar on June 21st I realized, my third retirement anniversary on June 18th had come an gone. As a Financial blogger and early successful retiree that date should have been marked prominently, instead it just past by. Maybe it’s because after a while it looses it’s significance. Maybe, its because the 18th was father’s day and my mind was occupied with lovely, meaningful crafts from my children. Maybe it was because I was equally occupied, chewing on the left side of my mouth because of a filling place the day prior had gone wrong. It now turns […]

Happy Third Anniversary on Retirement, Oh and more Healthcare


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I’ve put it off long enough now. I need to get started on the Roth IRA Conversion Ladder. It seems to be the only solution to my western world problem. The problem of having too much in my 401(k). The Roth IRA Conversion Ladder will allow me to gradually convert funds from my 401(k) to a Roth IRA, in turn, allowing me to withdraw WITHOUT PENALTY when I really need it. The catch: You need to start this at least 5 years prior to the first withdrawal. Is there such a thing as too much in a 401(k)? For most of […]

Roth IRA Conversion Ladder



How I made 200K doing nothing 12
Sounds like a get rich quick scam, right? It’s not, it took a lot of work, sweat, patience and time before I got here, but I’m doing it nonetheless. I retired two and half years ago, haven’t worked for a single penny and today I have more money than I had the day I retired. It’s like magic (but it’s not). Doing nothing I lied, I’ve been doing something, I’ve been enjoying early retirement. I’ve found something I’m passionate about and it keeps be busy most day. What I’m not doing, and haven’t done for two and a half years, […]

How I made 200K Doing Nothing


screw-ups on my way to a million 6
Let’s put it out there, making assumptions is making an ass out of u and me. Mostly though, making an ass of out myself. On my way to wealth, I’ve made a few of them. Today in the series on Screw-ups on My Way to a Million: Making Assumptions. As you can guess, most of them wrong. Is making assumptions bad? That is a tough question. I’ve made several wrong ones but at the same time my entire path to wealth and my continued growth/stability of my wealth is premised on the biggest assumption of them all: The stock market will go up […]

Screw-ups on My Way to a Million: Making Assumptions



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That’s right, I’m 45 and June 18th will mark the second anniversary of retirement. 2 years into retirement and the funny thing is, this never started out to be retirement. I figured I would take some time off and figure out what’s next. Why retire at 45? For, as much as my job had brought me, in experience, joy and money, in the end stress was starting to physically affect me. After 20 years of Business Rules Management technology it was time for a break. It was maybe 2 weeks into my break that my neighbor came to me and […]

2 years into retirement, what’s next?