There are several different reasons why one should consider creating and maintaining a real budget. As a low income family you need every tool available, to allocate the few dollars you make to the proper places and things. As a middle class income household that is in debt, creating a budget will expose where and why more money is spent than is being brought in. Having that budget will then allow you to redirect funds and save where possible. For upper middle class families (that are not in debt, otherwise, see middle class income household that is in debt) a […]
